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Privacy Policy

Privacy Policy for www.ApogeeQuote.com
Effective Date: 8/22/2023

At ApogeeQuote, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website, www.ApogeeQuote.com (referred to as the “Website”). By using the Website, you agree to the practices described in this Privacy Policy.

Who we are
Our website address is: http://apogeequote.com. We are state licensed, independent, life insurance brokers. We work with the top A rated carriers to ensure you have the best policy depending on your needs and where you qualify.

Information We Collect:
When you visit our Website and express an interest in life insurance, we may collect the following types of personal information:

  • Contact Information: This may include your name, email address, phone number, and mailing address.
  • Demographic Information: This may include your age, gender, marital status, and other relevant details.
  • Financial Information: This may include information about your income, assets, and other financial details relevant to assessing your life insurance needs.

How We Use Your Information:
We use the personal information collected through the Website to:

  • Provide Information: Fulfill your request for information about life insurance and related services.
  • Marketing: You may receive SMS messages and/ or email notifications in regards to Insurance from ApogeeQuote or others acting on its behalf. ApogeeQuote or others acting on its behalf may call, send SMS or email in various formats, with various contents including but not limited to text messages about important reminders. If you do not wish to receive SMS or email marketing, you may opt out of this at any time. Also, we may send you promotional emails, newsletters, and other communications about products and services that may be of interest to you.
  • Customize Experience: Personalize your experience on the Website based on your preferences and interests.
  • Research and Analysis: Conduct research and analysis to improve our services and understand user preferences.

Sharing Your Information:
We may share your personal information with third-party service providers who assist us in operating the Website and fulfilling your requests. These service providers are contractually obligated to protect your information and only use it for the purposes specified by us. We do not sell or rent your personal information to third parties.

You may receive SMS messages and/ or email notifications in regards to Insurance from ApogeeQuote or others acting on its behalf. ApogeeQuote or others acting on its behalf may call, send SMS or email in various formats, with various contents including but not limited to text messages about important reminders. If you do not wish to receive SMS or email marketing, you may opt out of this at any time.

Legal Requirements:
We may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to comply with legal obligations, protect our rights or property, or ensure the safety of others.

Your Choices:
You can opt out of receiving marketing communications from us by following the “unsubscribe” instructions in the emails we send you. You can also contact us at info@apogeequotecom to update your preferences or request the removal of your information from our marketing database.

Data Security:
We take appropriate measures to safeguard your personal information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure.

Changes to this Privacy Policy:
We reserve the right to modify or update this Privacy Policy at any time. We will provide notice of significant changes on the Website or through other appropriate means.

Contact Us:
If you have any questions, concerns, or requests related to your personal information or this Privacy Policy, please contact us at info@apogeequote.com.

By using the Website, you consent to the collection, use, and sharing of your personal information as described in this Privacy Policy.

When I Request a quote what do you do with my information?
That information is kept private and only a state licensed agent is able to review it. Our agent will contact you to discuss your options for qualifying. Your information is kept confidential. We respect your privacy and we do not judge.

comments on the site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help with spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies
If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites
Articles on this site may

include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data
Visitor comments may be checked through an automated spam detection service.

Additional Provisions
It’s essential to note that our website may contain links to other sites not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Updates to Our Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contacting Us
For any questions or concerns regarding this Privacy Policy, please contact us at info@apogeequote.com.

By using the Website, you acknowledge and agree to the terms and conditions of this Privacy Policy. If you do not agree to the policy, please do not use our Website. Your continued use of the Website following the posting of changes to this policy will be deemed your acceptance of those changes.

Children’s Privacy
Our Website is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information without parental consent, we take steps to remove such information and terminate the child’s account.

Data Breaches
In the event of a data breach, we will promptly notify our users in compliance with the applicable laws. We are committed to taking appropriate measures to prevent, detect, and respond to any unauthorized access to our systems and data.

Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from us by contacting us at info@apogeequote.com.

Governing Law
This Privacy Policy is governed by and construed in accordance with the laws of the jurisdiction in which our company is established, without regard to its conflict of law principles.

Dispute Resolution
Any disputes or claims relating to this Privacy Policy will be resolved through final and binding arbitration, rather than in court. The arbitration will be conducted in the jurisdiction of our primary business operations.

Feedback
We welcome any comments, questions, and communications regarding our privacy practices. Please send any feedback to info@apogeequote.com.

Last Updated
This Privacy Policy was last updated on [12/18/2023]. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

By continuing to use our Website, you signify your acceptance of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our Website. Your continued use of the Website following the posting of changes to this Privacy Policy will indicate your acceptance of those changes.