Effective Date: 8/22/2023
Who we are
Our website address is: http://apogeequote.com. We are state licensed, independent, life insurance brokers. We work with the top A rated carriers to ensure you have the best policy depending on your needs and where you qualify.
Information We Collect:
When you visit our Website and express an interest in life insurance, we may collect the following types of personal information:
- Contact Information: This may include your name, email address, phone number, and mailing address.
- Demographic Information: This may include your age, gender, marital status, and other relevant details.
- Financial Information: This may include information about your income, assets, and other financial details relevant to assessing your life insurance needs.
How We Use Your Information:
We use the personal information collected through the Website to:
- Provide Information: Fulfill your request for information about life insurance and related services.
- Marketing: Send you promotional emails, newsletters, and other communications about products and services that may be of interest to you.
- Customize Experience: Personalize your experience on the Website based on your preferences and interests.
- Research and Analysis: Conduct research and analysis to improve our services and understand user preferences.
Sharing Your Information:
We may share your personal information with third-party service providers who assist us in operating the Website and fulfilling your requests. These service providers are contractually obligated to protect your information and only use it for the purposes specified by us. We do not sell or rent your personal information to third parties.
We may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to comply with legal obligations, protect our rights or property, or ensure the safety of others.
You can opt out of receiving marketing communications from us by following the “unsubscribe” instructions in the emails we send you. You can also contact us at [contact email] to update your preferences or request the removal of your information from our marketing database.
We take appropriate measures to safeguard your personal information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure.
When I Request a quote what do you do with my information?
That information is kept private and only a state licensed agent is able to review it. Our agent will contact you to discuss your options for qualifying. Your information is kept confidential. We respect your privacy and we do not judge.
comments on the site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help with spam detection.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may
include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Our Website is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information without parental consent, we take steps to remove such information and terminate the child’s account.
In the event of a data breach, we will promptly notify our users in compliance with the applicable laws. We are committed to taking appropriate measures to prevent, detect, and respond to any unauthorized access to our systems and data.
Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from us by contacting us at [contact email].
We welcome any comments, questions, and communications regarding our privacy practices. Please send any feedback to [contact email].